US DECISION HUB
Cash flow & finance
See how long cash lasts, how quickly invoices become cash and what fixed-rate borrowing costs over its full term. This edition uses US dollars and US terminology where relevant.
Cash Flow Forecast Calculator
Project closing cash from collections, payments and one-off movements.
Open calculator →Cash flowCash Runway Calculator
Estimate how many months your available cash will last.
Open calculator →Cash flowCash Conversion Cycle Calculator
Connect inventory, receivables and payables in days.
Open calculator →Cash flowDays Sales Outstanding Calculator
See how long customer invoices take to become cash.
Open calculator →Cash flowPayables Days Calculator
Measure supplier payment timing and compare early-payment terms.
Open calculator →FinanceBusiness Loan Calculator
Compare monthly payments, interest and total borrowing cost.
Open calculator →TaxSales Tax Calculator
Add or remove sales tax with a clear breakdown.
Open calculator →A connected workflow
Plan runway, collections and borrowing with connected cash-flow calculators. Work through the calculators in the order that matches the decision rather than collecting isolated metrics.
- Map bank timing: Forecast receipts when customers are expected to pay and outflows when cash should leave the account.
- Measure the operating cycle: Connect inventory, receivables and supplier terms to the number of days cash remains committed.
- Protect a buffer: Set a minimum balance before treating the remaining cash as available runway.
- Compare funding last: Evaluate repayment, fees and downside affordability only after collections and spending actions are visible.
Checks before acting
- Do not substitute accounting profit for cash movement.
- Place tax, payroll and one-off payments on their actual dates.
- Run a delayed-receipts case before committing discretionary spend.
US federal, state and local rules can differ. Use these tools for planning, then confirm material obligations with the relevant authority or a qualified professional.