Both GUIDE · 7 MIN READ
Read the guide →How to build a 13-week cash-flow stress test
Turn a weekly cash forecast into an early-warning system before hiring, buying equipment or committing to a large payment.
US EDITION · CLEAR NUMBERS. BETTER DECISIONS.
Know what the number means. Then act on it.
Free business calculators in dollars, built around the decisions American small businesses and independent professionals make every week.
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PROFIT MARGIN · USD● Live
SELLING PRICE$120.00
TOTAL COST$72.00
YOUR GROSS MARGIN40.0%$48.00 profit per sale
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IQ insight
At this margin, 21 sales cover $1,000 of fixed costs.
32US tools
$USD native
0data stored
1shared engine
START WITH THE PROBLEM
What are you trying to decide?
You do not need to know the accounting term. Choose the situation that sounds closest.
01
Set or raise my prices
Work from cost and target margin, then test sales-volume risk.
Start with target pricing →02Improve cash flow
Forecast the bank balance and expose collection or payment pressure.
Build a cash forecast →03Manage sales tax
Separate tax from revenue, confirm the right rate and protect collected cash.
Plan the reserve →04Hire someone
Test the role against available cash, monthly trading and a protected buffer.
Test affordability →05Check multistate obligations
Map channels, jurisdictions and taxability before choosing software.
Follow the sales-tax workflow →06Understand ecommerce profit
Include returns, fees, advertising and fulfillment—not revenue alone.
Check retained revenue →US TOOLBOX
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